Advisory Services for Individuals
Offering compliant and complete financial statements for your decision-making.
Tailored to your goals
Our team of experienced and knowledgeable Certified Public Accountants is here to help you navigate the complex financial landscape and make informed decisions about your personal finances.
As a local CPA firm in Western Massachusetts, we understand the unique financial challenges and opportunities that face individual taxpayers in our community. Whether you’re just starting out in your career, planning for retirement, or looking for ways to save and invest for the future, we can provide the expert guidance and support you need.
Our advisory services are tailored to your specific needs and goals. We take the time to understand your financial situation and help you develop a plan that meets your short-term and long-term objectives.
If you’re ready to take control of your finances and secure your financial future, we invite you to contact us to schedule a consultation. Our team is here to help you every step of the way.
Custom Services for Your Financial Needs
01 | One-Time Events
No matter your financial needs, our team is here to provide the expert guidance and support you need. We can work with you on a one-time basis or provide ongoing advisory services. In addition to ongoing advisory services, our team can assist with one-time events such as buying/selling a home, planning for retirement, funding a child’s education, handling an inheritance or financial windfall, coping with a financial crisis, and more.
02 | Tax Representation
If you are facing an inquiry or other issues with a taxing authority, it can be a stressful and intimidating experience. Our team can provide the expertise and support you need to navigate the process and achieve a favorable outcome. We have the knowledge and expertise to handle all aspects of the representation process, including communicating with the taxing authority, gathering and reviewing documents, preparing and filing necessary forms, and representing you at any meetings or hearings.
03 | Social Security Planning
Our team of experienced CPAs can provide expert guidance and support for Social Security planning. We can help you understand how Social Security works and how it fits into your overall retirement plan. That includes covering the various benefits you will receive, when you should receive them, coordinating payouts, and planning for survivor benefit situations. Social Security planning is a complex process that requires careful consideration and planning. Our team can provide the expert guidance and support you need to make informed decisions.
04 | Estate Planning
We help ensure your wishes are carried out while minimizing taxes and other costs and providing for the financial security of your loved ones. In addition, we can help you understand your options and assist your attorney in developing a plan that meets your specific needs and goals surrounding actions like creating a will, setting up trusts, designating beneficiaries, and making critical end-of-life decisions.
05 | Roth IRA Conversions
We frequently work with clients and their financial advisors to help them build wealth. One common strategy includes the process of transferring assets from a traditional Individual Retirement Account (IRA) or employer-sponsored retirement plan, such as a 401(k), to a Roth IRA. Roth IRAs are a type of retirement account that offers tax-free growth and tax-free withdrawals in retirement, as long as specific requirements are met. We can help you understand the tax consequences of this process so you can decide if a Roth IRA conversion is right for you.
06 | New Business/Startup Consulting
Starting a new business can be an exciting and rewarding experience but can also be challenging and overwhelming. That is why we take the time to go over the details of your new project and perform the due diligence related to planning development, financing options, tax considerations, legal designation, and financial management of your new endeavor.
